It's that time of year again! When sale circulars and TV commercials transition from trying to sell us holiday abundance to New Year repentance. What does this mean for you? Amazing deals on exercise equipment and "health food"! Which is good because: You don't want to be one of these people. Be different. Do your own thing. Now, there's nothing wrong with having a gym membership. I used to work at one, of course. But what I do know is, it's really nice to have a pla